A Safe Retirement Plan. Seriously!
If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!
Sipping a pina colada on the beach, aka, retirement. We all wish to retire one day, but how can we be sure that we will not lose the money we currently have in the market? Many of us lost big when the market crashed a few years ago. So how do we learn from our mistake?The answer is not to difficult to understand. If you live in Florida, the answer is obtaining a Florida annuity.
With a fixed annuity, you will be able to rest assured with a guarantee from the insurance company of your choice that your money will grow at a specificied interest rate,and each insurance company typically offers different perks as opposed to others. Typically, the rates are a bit more aggressive then what you would receive at a local bank by obtaining a CD. The interest you will receive on a CD will not even cover the high cost of inflation! Annuities in Florida, are by far, not difficult. You can obtain maximum benefits of a rising market with an equity-indexed annuity yet protect your funds in a crashing market. This is an equity indexed annuity. Florida annuities, may sound too good to be true. This sounds great, there has to be a drawback! The surrender period. You are usually allowed to withdrawal a portion of the interest your money has made however from 3+ years depending on your contract, the insurance company will work its magic making your money grow. The strength of an insurance company is a very important aspect regarding which annuity company you choose. As a State of Florida licensed agent, I typically only recommend large insurance carriers such as, ING, Jackson, Mass Mutual, etc. Financial strength can be found by searching Moody’s, AM Best, etc. Depending upon your retirement goals and your investing choices an annuity can be a wonderful addition to any retirement portfolio.
If you want a shorter surrender period you can always opt to contract what is known as an immediate annuity however you must fund the annuity at signing of the contract. Many insurance carriers often will grant you bonuses for choosing them as opposed to others. It is always best to do a thorough investigation to see who is offering the best rates with the lowest surrender period.
The Koenig Group, is a State of Florida licensed agency, which can provide health, life, and annuity quotes to all individuals residing in Florida.
To Our Success,
Mark
P.S. Check This Out – The Most Mathematically Advanced Affiliate Program and Home-based Business in the World – Teamwork Revolution Power System
.








